A private mountain community nestled on a quiet ridge in the Smoky Mountains of North Carolina!

Nestled between Bryson City and Cherokee, North Carolina, Ocona Lake Estates is a serene mountain community offering the perfect blend of natural beauty and peaceful living. Tucked away in a scenic and quiet setting, this hidden gem provides residents and visitors with private access to Ocona Lake—ideal for fishing, kayaking, and enjoying the tranquility of the Smoky Mountains.
Our community features a welcoming mix of full-time residents, vacation homes, and short-term rental properties. Whether you're looking for a permanent mountain retreat or a relaxing getaway, Ocona Lake Estates offers a unique lifestyle surrounded by nature, yet close to the charm and convenience of nearby towns.
Tree Down in the Road?
Water Outage?
"Gene the Gatekeeper" is available 24/7 to handle any reports.
Yes, Our covenants and restrictions can be found on the Need to Know Page by clicking here
You can review our current by-laws by clicking here
The minimum building size is 600 sq ft. You can review our CC&R's by clicking here
HOA dues are subject to change at any time. Our current HOA dues are $575 for an improved lot, $350 for an unimproved lot.
Yes, the community roads are covered with HOA dues
Yes, the HOA has 5 private, shared wells for our community.
There is no new-member fee or transfer of ownership fee
Additional to the Annual Dues; we have an impact fee of 1% per square foot when building a new structure.
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